Our Associates

We are experienced professionals committed to delivering superior service and guidance. We look forward to earning your confidence.

Samuel Terrazzino, CFP®, LUTCF
Managing Partner
Registered Principal
Buffalo Office
Williamsville, NY 14221

Brighton

Robert Cupello
Financial Representative
Rochester Office
Rochester, NY 14618

Martin Denning, CLU, ChFC
Financial Representative
Rochester Office
Rochester, NY 14618

Frank DiPasquale
Financial Representative
Rochester Office
Rochester, NY 14618

Jesse McCarthy
Financial Representative
Rochester Office
Rochester, NY 14618

Rick Meade
Financial Representative
Rochester Office
Rochester, NY 14618

Lisa Mulvaney
Financial Representative
Rochester Office
Rochester, NY 14618

Jefferson Webster, MSFS, ChFC, AEP
Financial Representative
Rochester Office
Rochester, NY 14618

Cathie Welling
Financial Representative
Rochester Office
Rochester, NY 14618

Buffalo

Brad Angelo
Financial Representative
Buffalo Office
Williamsville, NY 14221

Marc Baranson, CLU, CEBS, CFP®, CASL, RHU, REBS
Financial Representative
Benefit Concepts, Ltd.
Williamsville, NY 14221

George Bidjov, CFP®
Managing Associate
Financial Representative
Buffalo Office
Williamsville, NY 14221

Robert Case, CLU
Financial Representative
Buffalo Office
Williamsville, NY 14221

Ronald Derme
Registered Representative
Buffalo Office
Williamsville, NY 14221

Colleen Fitzhenry, CFP®, CLTC
Financial Representative
Financial Planner
Buffalo Office
Williamsville, NY 14221

Joseph Genco
Financial Representative
Buffalo Office
Williamsville, NY 14221

James Horne
Financial Representative
Buffalo Office
Williamsville, NY 14221

David Ivancic, CFP®
Financial Representative
Buffalo Office
Williamsville, NY 14221

Steve Lustig, CPA, CLU
Financial Representative
Buffalo Office
Williamsville, NY 14221

Craig  Mellenthine
Financial Representative
Buffalo Office
Williamsville, NY 14221

Wes Moore
Financial Representative
Buffalo Office
Williamsville, NY 14221

Jeredith Nolan, CLTC, LUTCF
Financial Services Executive
Special Needs Planner
Buffalo Office
Williamsville, NY 14221

Patrick Peterson
Financial Representative
Buffalo Office
Williamsville, NY 14221

Danielle Robertson, CFP®
Financial Representative
Benefit Concepts, Ltd.
Williamsville, NY 14221

Thomas Schlicht
Financial Representative
Buffalo Office
Williamsville, NY 14221

Mark Silvestri
Financial Representative
Buffalo Office
Williamsville, NY 14221

Angela Szramkowski, MSFS
Office Manager
Financial Representative
Benefit Concepts, Ltd.
Williamsville, NY 14221

Phil Tronolone
Financial Representative
Buffalo Office
Williamsville, NY 14221

Ned Tunmore
Managing Associate
Financial Representative
Buffalo Office
Williamsville, NY 14221

David Urshel
Financial Representative
Buffalo Office
Williamsville, NY 14221

James Walsh
Financial Representative
Buffalo Office
Williamsville, NY 14221

Ronald  Waskow
Financial Representative
Buffalo Office
Williamsville, NY 14221

Nathan Way, CLTC
Financial Representative
Benefit Concepts, Ltd.
Williamsville, NY 14221

Marc Wegrzynowski
Financial Representative
Benefit Concepts, Ltd.
Williamsville, NY 14221

Sanford Wolffe, CLU
Financial Representative
Buffalo Office
Williamsville, NY 14221

David Wroblewski
Financial Representative
Buffalo Office
Williamsville, NY 14221

East Syracuse

Donald Burns, CLU
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Jeffrey Chapman, CLU, ChFC
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Sam Chavarria
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Richard Cote, Jr., CLU, ChFC
Financial Representative
Special Needs Planner
Syracuse Office
East Syracuse, NY 13057

Jacquelyn Frink
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Brent Kessler
Financial Representative
Syracuse Office
East Syracuse, NY 13057

F. Philip Kessler, Jr.  CLU, ChFC
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Jeffrey Keyes, CLU, ChFC
Financial Representative
Keyes & Shipps Financial Group
East Syracuse, NY 13057

Mark Modzeleski, CFS, CLTC
Financial Representative
Financial Planner
The Voss Group
Norwich, NY 13815

Andrew Roy
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Lawrence  Shipps, CLU®, ChFC®
Financial Representative
Keyes & Shipps Financial Group
East Syracuse, NY 13057

Richard Virkler
Managing Associate
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Brian Winchell
Financial Representative
Syracuse Office
East Syracuse, NY 13057

James Young, CLU, ChFC
Financial Representative
Syracuse Office
East Syracuse, NY 13057

Fredonia

Joseph Gugino
Financial Representative
Fredonia Office
Fredonia, NY 14063

Daniel Ryel, CLU, ChFC
Financial Representative
Fredonia Office
Fredonia, NY 14063

Norwich

Bruce Erath, CLU, ChFC
Financial Representative
The Voss Group
Norwich, NY 13815

Elwyn Voss, CLU, ChFC
Financial Representative
The Voss Group
Norwich, NY 13815

Operations & Compliance

Victoria Dynarski
Agency Assistant
Buffalo Office
Williamsville, NY 14221

Maura Galante
Compliance Director
Registered Principal
Buffalo Office
Williamsville, NY 14221

Lisa Sabine
Detached Site Coordinator
Financial Representative
The Voss Group
Norwich, NY 13815

Dana Trombley
Operations Manager
Buffalo Office
Williamsville, NY 14221

Oswego

Patricia Chavarria
Financial Representative
Oswego Office
Oswego, NY 13126

Recruiting & Marketing

Geannine French
Recruiting Director
Buffalo Office
Williamsville, NY 14221

Elizabeth Weinberg
Marketing Coordinator
Buffalo Office
Williamsville, NY 14221

Specialists

Thomas Corless, ChFC, CLU
Financial Services Representative
Buffalo Office
Williamsville, NY 14221

Terrence Sprow
Investment Specialist
Registered Principal
Buffalo Office
Williamsville, NY 14221

Support & Policyholder Service

Lorine Ball
New Business Analyst
Syracuse Office
East Syracuse, NY 13057

Nancy Bolduc
New Business Analyst
Buffalo Office
Williamsville, NY 14221

Jessica Miller
Policyholder Service Specialist
Rochester Office
Rochester, NY 14618

Brandi Nolan
Agency Assistant
Buffalo Office
Williamsville, NY 14221

Patricia Stilwell
Administrative Assistant
Buffalo Office
Williamsville, NY 14221

Vestal

Jason Tripp, CFP®
Financial Representative
The Voss Group
Norwich, NY 13815